Your Future Home Starts Today
Become a Rent-to-Own member and start your Homeownership Journey today.
Homeownership is Easier Than You Think
You are only 3 Steps Away from Owning a Home
Receive live updates on your Rent-To-Own progress, while getting access to a team of industry professionals who specialize in Rent-to-Own mortgages, all included in your all-in-one dashboard.
Rent is just a term. In our program, you are considered the owner the day you move in. Your monthly payment will help build up your down payment, while boosting your credit score.
Once you have enough down payment built up as well as good credit from consistent monthly rent payments, you can qualify to take over the home as a legal owner.
Become a Member of the
RTOC Homeownership Program
No matter what your financial situation is, we have a solution that can help you become a homeowner. Some of our clients already qualify for a mortgage but are being denied at the bank.
We understand that the home purchasing process can be complicated. That’s why we simplified the RTOC Homeownership Program to help clients achieve homeownership, regardless of their financial situation.
We have partnered up with the best investors, mortgage brokers, and realtors to provide an all-in-one solution to homeownership. This team of professional allows you to bypass requirements that are generally needed by traditional lenders.
Rest assured once you have unlocked your account, you will be matched with a mortgage specialist who will provide you with a personalized homeownership plan.
Rent-to-Own Mortgage vs Traditional Financing
Our program is specifically designed to assist Canadians experiencing difficulty in obtaining conventional financing.
Traditional
Mortgage
Time consuming by spending hours going from bank to bank
Hard inquiry affects your credit score
High rates for mortgage financing/refinancing
Penalties may be higher
Rejections at the bank
RTOC
Membership
Personalized Homeownership Plans
Assessment to help you identify where you are in the mortgage approval journey
Regardless if you are a homeowner, qualify for a mortage, or just starting your journey, the RTOC membership is the solution for you.
Mortgage and rent-to-own education, and live seminars
Connecting you to investors, mortgage brokers, and private lenders to help increase your chances of mortgage financing