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Are you currently a Homeowner, or are you looking to Buy a Home?

We can get you pre-approved as either a homeowner or a buyer.

What is your current Mortgage Value amount?

Your mortgage value is the amount you have left owning on your mortgage.

What is Your Purchase Price?

With our RTOC program, we can get you approved for as much as 5x your annual income.

What is your Employment Status?

What is your Employment Length?

What is your Monthly Income?

Before taxes and deductions. Round to nearest dollar.

What is Your Estimated Credit Rating?

Your estimated credit rating helps us determine the appropriate home for you.

Are You Old Enough to Rent or Own?

Program eligibility in Canadian provinces and territories varies based on age.

What is Your Contact Information?

By pressing the "Get Approved Now" button below, you agree our Privacy Statement


You are now a part of the Rent to Own program —
the first step to owning your home!

A Credit Specialist from our team will reach out to help you through this process. In the meantime, you can expedite your home purchase faster by following these steps.

Requirement for Mortgage Approval:


Get Approved for an Auto Loan

I Already Have an Auto Loan

Once that tradeline is reporting on your credit, you will be able to qualify for a mortgage. A tradeline is a record of activity for any type of credit extended to a borrower and reported to a credit reporting agency.

What's Next?

RTOC's Secret

Instead of the banks damaging your credit score with a hard inquiry, pull your own Credit Report without any consequences for only $1.

Based on your credit report, our Credit Experts will provide you with mortgage options before making any commitments.

$1 PROMO Credit Report

If you have any questions, call us at 1-844-919-RTOC (7862).

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