Once you have enough down payment built up as well as good credit from consistent monthly rent payments, you can qualify to take over the home as a legal owner.
Become a Member of the RTOC Homeownership Program
No matter what your financial situation is, we have a solution that can help you become a homeowner. Some of our clients already qualify for a mortgage but are being denied at the bank.
We understand that the home purchasing process can be complicated. That’s why we simplified the RTOC Homeownership Program to help clients achieve homeownership, regardless of their financial situation.
We have partnered up with the best investors, mortgage brokers, and realtors to provide an all-in-one solution to homeownership. This team of professional allows you to bypass requirements that are generally needed by traditional lenders.
Rest assured once you have unlocked your account, you will be matched with a mortgage specialist who will provide you with a personalized homeownership plan.
Rent-to-Own Mortgage vs Traditional Financing
Our program is specifically designed to assist Canadians experiencing difficulty in obtaining conventional financing.
Time consuming by spending hours going from bank to bank
Hard inquiry affects your credit score
High rates for mortgage financing/refinancing
Penalties may be higher
Rejections at the bank
Personalized homeownership plans
Free assessment to help you identify where in the mortgage approval journey you are
Regardless if you are a homeowner, qualify for a mortage, or just starting your journey, the RTOC membership is the solution for you.
Mortgage and rent-to-own education, and live seminars
Connecting you to investors, mortgage brokers, and private lenders to help increase your changes of mortgage financing